Mint PPI Claims

Did you know that Mint credit cards is a subdivision of the Royal Bank Of Scotland and provides not only credit cards to  UK customers but also home insurance, car insurance, and unsecured loans but towards the end of 2012 they are no longer taking on any new business. For people that are searching for Mint PPI claims it seems to be very difficult to locate an official address where you can write or email Mint.

Fortunately, we have been able to supply you with the official Mint credit cards PPI claims department contact address where you can get in touch with the company in order to start your compensation procedure. After you have checked the paperwork which contains the PPI additional payment which can be found on your monthly statements or the initial loan application from Mint you then can start to carefully plan the best way forward in order to reclaim mis-sold Mint PPI.

Mint PPI ClaimsThere are consumer group forums on the internet that do offer some advice on how to claim back mis-sold PPI payments and the general consensus is that after you have written proof you should then download the online form where you can enter all the relevant details relating to your own personal case. If you require any extra help with your claim against Mint credit cards then you can visit the FOS which is the U.K.’s own financial ombudsman who can point you in the right direction.

How to Claim PPI from Mint

We have included the full postal address on this webpage of Mint credit cards which are now part of the RBS group and you should write to this address with the completed online form remembering to write down and document the dates and times of correspondence between you and Mint credit cards – after all this evidence may well be called upon by the FSO if you feel that your case is not being taken seriously by Mint.

You should also attach a covering letter describing exactly why you were mis-sold PPI, this could be for a variety of reasons including extra pressure being applied to, not evening knowing that you were charged PPI or even that you are self-employed and PPI not relevant in your circumstance. Once you have sent off a covering letter and the completed online form then you should hear back from Mint within eight weeks as this is the maximum amount of time they are allowed to respond to your case.

If you are waiting more than eight weeks then you should take your case to the FOS where they have the financial clout and UK legality behind them in order to pursue your case for you. Thankfully, for the consumer there is now strict UK law concerning all mis-sold PPI and Mint credit cards are no different from any other financial service company where they must take your case seriously and respond to your claim in a fit and proper manner.

If you feel confused by all the forms and would rather have somebody else claim for you against Mint then there are PPI claim companies that can do this for you but although many claim to be a no win no fee operation they will deduct a hefty amount from the final sum owing to you.